Calculator
How much can I borrow?
Most UK lenders typically lend around 4 to 4.5 times your yearly income before tax. Enter your income to see a rough estimate.
You could typically borrow
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This is an estimate only and isn't advice. What you can actually borrow depends on your outgoings, credit history, deposit and each lender's criteria.
How lenders work out what you can borrow
Lenders usually start with an income multiple, then look at affordability — your regular spending, debts, dependants and how repayments would cope if rates rose. A qualified mortgage adviser can explain what may be realistic for you.